About VT Insurance Agency

OUR MISSION IS TO PROTECT FAMILIES AND BUSINESSES WITH INSURANCE PLANS THAT MAKE FINANCIAL SENSE, WHILE PROVIDING EXCELLENT CUSTOMER SERVICES.

VT Insurance Agency is owned and operated by Vaughn Tolbert who has over a decade of experience in writing aerial application, commercial aviation, and personal aviation. VT Insurance Agency offers Property and Casualty insurance services including: aerial application drone/aircraft, pleasure and business drone/aircraft, aviation commercial general liability, products and completed operations, premises, commercial auto, workers’ compensation, and inventory.

Aviation
There are few competing companies to choose from for Aviation insurance coverage. VT Insurance Agency brings experience and working relationships with national leaders in the Aviation sector. Our main focus is on aerial application drone insurance, and we work with all the companies writing this type of insurance. We know all the rules and regulations you’ll need to comply with on a federal and state level to make sure you have the right coverage in place.

Meet the Team

Gabe

Gabe Hicks

Gabe is excited to be a member of the VT Insurance team since March 2024, when he came onboard. Before joining VT Insurance, he was in Education as a successful high school coach and teacher here in Texas for over a decade. Earlier in his career path, Gabe spent time in the U.S. Navy as a crewman, flying with helicopter squadron HSL- 49 performing Air-Sea Rescue Ops and other aviation warfare duties over the five -year span. He brings his high energy and love for working with others to our industry, and focuses on building strong relationships with our clientele (customers) to help them navigate their way through this world of aerial application and aviation insurance. He is married to his wife, Ashley, and they have their two dogs, Winnie and Wally, that they love spending their extra time with.

Kasia

Kasia Gonzalez

Kasia Gonzalez is a licensed insurance agent with VT Insurance Agency, where she has worked for the past three years. Prior to that, she served as a property and casualty adjuster. Kasia has a background in risk assessment and insurance solutions, with a specialized focus on the emerging field of agricultural drone spraying. She has been instrumental in actively collaborating with aerial applicators and newcomers to the industry, offering guidance and education to support their growth and compliance.

Dennis

Dennis Menendez

Dennis Menendez is a certified agriculture drone operator and trusted ag drone insurance provider, dedicated to helping farmers harness aerial technology while protecting their investments. With years of hands-on field experience and deep industry knowledge, Dennis bridges the gap between precision farming and risk management—ensuring clients maximize crop yields with confidence and peace of mind.

Montana

Montana Plumer

Montana Plumer is a licensed insurance agent and business owner with a background in business development and agriculture. She helps clients understand risk and protect what they’ve built through clear, practical insurance solutions. She has worked for VT Insurance Agency for a year and before that worked for State Farm primarily writing farm and ranch policies. Montana and her husband have owned and operate a custom application business for four years, giving her firsthand insight into the unique challenges business owners face in this industry. Outside of work, she enjoys spending time with her daughter, being outside, and rodeo.

LisaCall

Lisa Call

As an insurance agent specializing in drone coverage, Lisa brings prior experience as a UAV agent with a strong understanding of the unique risks drone operators face. She began her insurance career under the tutelage of an industry leading aviation agency, where she spent three years growing within the company — starting as an Administrative Assistant, working her way up to the lead UAV specialist in the agency. In that role, she worked closely with clients who operated all types of drones across a wide range of industries, giving her well-rounded insight into their operational and coverage needs.

Her passion is helping individuals and businesses protect what matters most. Known for exceptional customer service, clear communication, and a strong commitment to excellence, Lisa strives to make the insurance process straightforward, responsive, and tailored to each client’s specific operations.

Based in Central Texas, Lisa enjoys spending her free time exploring the area’s rivers and hiking trails whenever she can.

The cost of drone insured is a very important factor when purchasing a new aerial application drone.

Most state agencies will require you carry a minimum amount of chemical coverage to fly legally in your state.

The estimated cost to insure one of these drones with that chemical coverage can vary from $3,000 to $6,000 annually for a single drone.

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