VT Insurance is the
agency specializing in aerial application risks for fixed wing, rotor wing, and drone insurance.
This is why we've built our services to specifically address the biggest pain-points consumer experience when searching for insurance.
Efficency
We realize your time is valuable so we'll get to work quickly on your behalf to find the best options.
Clarity
We know insurance can be confusing and we'll educate you so you truly understand your coverage.
Value
Insurance doesn't have to be expensive. We help find the perfect balance of cost & coverage.
"We focus on you"
When it comes to shopping for insurance, a large majority of consumers are skeptical and confused. We totally understand.
Aviation Insurance News You Can Use
How Does The U.S. Election Effective Ag Drones (Tariffs)
How the U.S. Election Could Impact Ag Drones: Tariffs and Beyond With Trump winning the U.S. election earlier this week, it has begun generating a lot of buzz especially in the agricultural sector. While many issues are at play, one that stands out for those involved in agriculture is the ...
HR 2864, What It Is and Why It’s Important
A Bill with Far-Reaching Implications for the Drone Industry HR 2864, also known as the Countering CCP Drones Act, is a piece of legislation currently under consideration in the United States Congress. This bill aims to address concerns regarding national security and data privacy by restricting the use of drones ...
Hull vs. Liability: What’s the Difference and Why You Need Both for Your Ag Drone
Agricultural drones are amazing tools, but they also come with potential risks. That's why specialized drone insurance is a must for any farmer using this technology. Two of the most important coverage types are hull insurance and liability insurance. Let's break down the differences and why you likely need both. ...
Drone Insurance Trends for 2024: What Farmers Need to Know
Agricultural drone technology develops rapidly, and the insurance landscape keeps pace. To stay ahead of the curve and protect your investment, it's vital to understand emerging trends shaping the world of drone insurance. Let's dive into what you need to be prepared for. Trend #1: Increasing Regulations, Increasing Coverage Needs ...
Oops! Drone Crash Incident Reporting for Smooth Insurance Claims
Even the most careful pilots can experience a drone mishap. When it happens, how you handle the aftermath matters – especially when it comes to filing an insurance claim. Your insurance agent is your best friend and biggest advocate in these situations. Always call them first before turning in a ...
The Smart Farmer’s Guide to Cheaper Drone Insurance: Safety Tips That Save
Drone insurance is a must-have for aerial applicators, but premiums can add up. The good news is, your actions directly impact your insurance costs. By prioritizing safety and risk management, you can unlock more affordable protection for your agricultural drone operations. How Insurers Calculate Premiums Understanding how insurers think is ...
What’s the difference between hull coverage and spare parts?
Drone Insurance: Hull Coverage vs. Spare Parts What's the difference between hull coverage and spare parts coverage? This blog post explores the key differences between hull coverage and spare parts coverage, two critical components of drone insurance policies. By understanding these distinctions, you can make informed decisions when selecting the ...
Pre-Flight Checklist: What Your Insurer Wants You to Check
Think of a pre-flight checklist like a mini insurance policy for each flight. By taking a few minutes for careful checks, you're not only improving safety but also making a potential insurance claim much smoother. Your insurer is looking for evidence of due diligence, so let's break down what matters ...
The Future of Ag Drones: How Technology is Changing Insurance Needs
Agricultural drones aren't just a cool gadget – they're reshaping the future of farming. As drone capabilities expand, so too do the associated risks, driving the need for specialized insurance coverage. Let's explore the cutting-edge tech and its impact on insurance. Emerging Drone Technologies • Beyond Visual Line of Sight ...
Crop Spraying Liability: When Chemical Drift Turns into a Lawsuit
Drones are revolutionizing aerial application. But even with careful planning, things can go wrong. Chemical drift, where your aerial application moves off-target, can have serious consequences for you and your neighbors. Drone insurance, specifically tailored for agricultural spraying, is crucial for mitigating these risks. Understanding Chemical Drift Chemical drift can ...
What’s the Difference Between an Occurrence Limit and an Aggregate?
Understanding the key terms in your insurance policy is crucial, especially when it comes to the limits of your coverage. Two terms you'll often encounter are "occurrence limit" and "aggregate." Let's break down what they mean and why they're important. Occurrence Limit Definition: The occurrence limit is the maximum amount your ...
FAA Rules and Your Bottom Line: How Drone Insurance Keeps You Compliant
As a farmer or custom applicator using drones, you're already keeping up with a lot – crop cycles, market trends, and ever-changing technology. Adding FAA regulations to the mix can feel overwhelming. But staying compliant isn't just about avoiding fines; it's about protecting your licenses and the ability to use ...
Does My Farm Policy Cover My Drone?
Does My Farm Policy Cover My Drone? A Guide for Farmers who Own Drones As drone technology becomes increasingly popular, many farmers are turning to unmanned aerial vehicles (UAVs) to enhance their operations. Drones can be used for a variety of tasks, such as crop monitoring, livestock inspection, land surveying, ...
Third Party vs. First Party chemical drift
VT Insurance Agency, a leading national insurance agency, provides comprehensive coverage for all aerial application operations. Whether you're spraying your own fields or are a custom aerial application professional, we can help you navigate the complex world of drone insurance. Understanding the Difference: Third-Party vs. First-Party Chemical Drift Chemical drift ...
Spooky Aviation Insurance Facts for Halloween
Halloween is a time for chills and thrills, and while aviation might not be the first thing that comes to mind when you think of spooky season, it certainly has its share of eerie tales and surprising facts. So buckle up and prepare for takeoff as we explore some spooky ...
Agricultural Drone Claims Process, What to expect next
Agricultural Drone Claims Process: What to Expect Next Introduction: As the season continues, so too does the need for specialized insurance coverage. There have been many claims reported this year and that makes since with all the new UAV's entering into the market. VT Insurance Agency specializes in aerial application ...
Weather Worries: Does Your Drone Insurance Cover Storm Damage?
As a farmer, you're no stranger to the whims of weather. But when you add drones to the mix, stormy skies become even more worrisome. So, does your drone insurance have your back when severe weather strikes? Understanding Weather-Related Coverage Not all drone insurance policies are created equal, especially when ...
Be compliant with FAA or insurance wont be effective
VT Insurance Agency: Your Trusted Partner for Drone and Aviation Insurance Introduction: Are you a drone operator or aviation enthusiast? If so, you understand the importance of having the right insurance coverage. At VT Insurance Agency, we are dedicated to providing comprehensive and affordable drone insurance and aviation insurance solutions ...
Cancelling policies and how the AgShort Rate applies
Understanding Your Policy: Cancellations and AgShort Rate Explained At VT Insurance Agency, we understand that flexibility is key. Whether you're looking for drone insurance or aviation insurance, we're here to provide comprehensive coverage with options that suit your needs. In this blog, we'll explore the cancellation process and the AgShort ...
How Aircraft Hull Values Effects Premiums and Deductibles
How Aircraft Hull Values Affect Premiums and Deductibles When it comes to insuring your aircraft, understanding how hull values influence premiums and deductibles is essential. It's not just about getting the right coverage; it's about finding a balance between protection and cost-effectiveness. What is Aircraft Hull Value? The "hull" refers ...
What is Reinsurance and Why is it Important?
VT Insurance Agency: Your Trusted Partner for Drone and Aviation Insurance VT Insurance Agency is the leading insurance agency specializing in aerial application drone and aviation insurance. We understand the unique needs of drone and aviation operators, and we are committed to providing them with the best possible coverage at ...
What is the difference between Pollution and Chemical Drift?
Pollution vs. Chemical Drift: Protecting Your Business with Drone & Aviation Insurance As drones and aviation technology gain traction in a variety of industries, understanding the risks involved becomes crucial. While thrilling innovation opens a world of possibilities, it also introduces potential liability concerns for owners and operators. That's where ...