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What is Reinsurance and Why is it Important?

VT Insurance Agency: Your Trusted Partner for Drone and Aviation Insurance VT Insurance Agency is the leading insurance agency specializing in aerial application drone and aviation insurance. We understand the unique needs of drone and aviation operators, and we are committed to providing them with the best possible coverage at the most competitive rates. Reinsurance:…

Does My Farm Policy Cover My Drone?

Does My Farm Policy Cover My Drone? A Guide for Farmers who Own Drones As drone technology becomes increasingly popular, many farmers are turning to unmanned aerial vehicles (UAVs) to enhance their operations. Drones can be used for a variety of tasks, such as crop monitoring, livestock inspection, land surveying, and aerial application. However, farmers…

Cancelling policies and how the AgShort Rate applies

Understanding Your Policy: Cancellations and AgShort Rate Explained At VT Insurance Agency, we understand that flexibility is key. Whether you’re looking for drone insurance or aviation insurance, we’re here to provide comprehensive coverage with options that suit your needs. In this blog, we’ll explore the cancellation process and the AgShort Rate, helping you navigate these…

What’s the Difference Between an Occurrence Limit and an Aggregate?

Understanding the key terms in your insurance policy is crucial, especially when it comes to the limits of your coverage. Two terms you’ll often encounter are “occurrence limit” and “aggregate.” Let’s break down what they mean and why they’re important. Occurrence Limit Definition: The occurrence limit is the maximum amount your insurance company will pay for…

Third Party vs. First Party chemical drift

VT Insurance Agency, a leading national insurance agency, provides comprehensive coverage for all aerial application operations. Whether you’re spraying your own fields or are a custom aerial application professional, we can help you navigate the complex world of drone insurance. Understanding the Difference: Third-Party vs. First-Party Chemical Drift Chemical drift occurs when pesticides or other…

What’s the difference between hull coverage and spare parts?

Drone Insurance: Hull Coverage vs. Spare Parts What’s the difference between hull coverage and spare parts coverage? This blog post explores the key differences between hull coverage and spare parts coverage, two critical components of drone insurance policies. By understanding these distinctions, you can make informed decisions when selecting the right coverage for your specific…

Agricultural Drone Claims Process, What to expect next

Agricultural Drone Claims Process: What to Expect Next Introduction: As the season continues, so too does the need for specialized insurance coverage. There have been many claims reported this year and that makes since with all the new UAV’s entering into the market. VT Insurance Agency specializes in aerial application drone insurance and is here…

Be compliant with FAA or insurance wont be effective

VT Insurance Agency: Your Trusted Partner for Drone and Aviation Insurance Introduction: Are you a drone operator or aviation enthusiast? If so, you understand the importance of having the right insurance coverage. At VT Insurance Agency, we are dedicated to providing comprehensive and affordable drone insurance and aviation insurance solutions for individuals and businesses in…

What is the difference between Pollution and Chemical Drift?

Pollution vs. Chemical Drift: Protecting Your Business with Drone & Aviation Insurance As drones and aviation technology gain traction in a variety of industries, understanding the risks involved becomes crucial. While thrilling innovation opens a world of possibilities, it also introduces potential liability concerns for owners and operators. That’s where drone and aviation insurance from…