FAA Rules and Your Bottom Line: How Drone Insurance Keeps You Compliant

As a farmer or custom applicator using drones, you’re already keeping up with a lot – crop cycles, market trends, and ever-changing technology. Adding FAA regulations to the mix can feel overwhelming. But staying compliant isn’t just about avoiding fines; it’s about protecting your licenses and the ability to use this equipment. That’s where drone insurance comes in.

How FAA Violations Can Hurt Your Wallet

The FAA takes drone safety seriously. Here’s how violating regulations could hit you financially:

  • Fines and penalties: Violations can carry hefty fines.
  • Loss of license: Repeated violations could lead to losing your drone pilot license.
  • Lawsuits: If a rule violation causes an accident, you could face major legal costs.
  • Reputational damage: Being known as a reckless operator could hurt your business.

Drone Insurance: Your Safety Net

While drone insurance won’t prevent you from making mistakes, it can provide financial protection in several ways:

  • Defense Costs: Insurance may cover legal fees if you need to defend yourself against an FAA enforcement action.
  • Liability Protection: If an accident occurs due to a rules violation, liability insurance can help protect you from lawsuits.

Staying Compliant: Best Practices

Of course, the best way to protect yourself is to stay up-to-date on FAA regulations. Here’s what you need to do:

  • Obtain your Part 107 license: You will need this in order to legally fly drones and is the first step in getting your Part 137.
  • Register your drone: All drones over 55 lbs must be registered with N#’s.
  • Get your exemptions: You will need to submit for your 44807 in order to fly heavier drones.
  • Receiving your Part 137 from the FAA: This is the last piece of the puzzle to legally do aerial application.
  • Understand Airspace Restrictions: Know where you can and can’t fly.
  • Maintain Flight Logs: Record flight details to show compliance after every flight.

VT Insurance Agency: Your Partner in Compliance

Navigating the world of drone insurance and FAA regulations can be complex. Contact VT Insurance Agency for expert guidance. We’ll help you find the right coverage to stay safe, compliant, and financially secure while using drone technology on your farm.


Authored by Vaughn Tolbert